224 N Lee Avenue
Hereford, Texas 79045
(806) 363-7100
City of Hereford
Beef Capital of the World

Cost of Fire Insurance

The Insurance Service Office (ISO) rates each city in Texas. This organization is owned by the insurance companies and exists to give a proficiency rating to the cities measuring their capability for fire suppression and prevention. On-site visits are made and the capability of each city is determined by a very thorough inspection of its capability of fire suppression. The city's fire department is also graded. The city's water system is graded for its ability to deliver the necessary amount of water for fire suppression within the city.The building, zone and fire codes are also evaluated as well as the enforcement of them. ISO takes all of this information and develops a rating for each city. The ratings may vary from 10-1 with 1 being the best. The City of Hereford's rating is 3, which is an exceptional rating for a city the size of Hereford and having a volunteer fire department. The lower the ISO ranking, the lower the fire insurance is for the property owners in the city.
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